Before you get started
You may have other long-term care options, like community services, home care, or assisted living, depending on your needs and resources. Before choosing a nursing home, you can check to see if one of these other options is available to you, or if they might help after a nursing home stay.
If you have Medicare
Medicare covers short-term nursing home stays following hospitalization, but generally doesn’t cover long-term care or stays in a nursing home. Medicare only covers home- and community-based long-term care in limited situations.
If you have Medicaid
Medicaid may cover long-term nursing home stays, and home- and community-based services. Home- and community-based services provide opportunities for people with Medicaid to get services in their own homes or community based residential settings. These programs serve a variety of groups, including people with mental illnesses, intellectual or developmental disabilities, and/or physical disabilities.